Monday, January 7, 2019

House Checks Fragmentation Of Harm To Property Process

Wisconsin House Checks staff now offer Investigation Enabling Support following an adverse event that has harmed ones property and belongings.  This is assistance with the tasks related to the discovery of harm to one's property and belongings.

Consider the following record of a families experience post property harm:

A land owner discovered spray painted graffiti across two sides of their out building.  In talking with the neighbors - over 27 individual properties were spray painted during the night in this geographical location.

Approximately 10 days later a code enforcement officer comes to the land owners home giving them a paper ticket that demands the graffiti be cleaned in a tight time frame to avoid a hefty fine.  The land lord is shocked as no police officer has even come to ask them if they saw anything on that evening?

The land owner takes the ticket from the code enforcement officer up to the insurance agency that carries their home owners policy.  The insurance agent requires a copy of the police report to proceed.  The land owner departs to the police station.

The dispatcher at the police department explains the police report on the acts of graffiti has not been completed by the attending officer.  The land owner returns to the insurance agency where the agent appears completely shocked by news that the police report is not completed.

The insurance agent explains that in their 40 years of business - the idea of a code enforcement officer demanding action on a pending investigation is unheard of.   The insurance agent requires the completed police report to proceed with the land owners claim.

This true experience clearly communicates the fragmentation that can disrupt a property owners tasks of following up when confronted with harm to property and belongings.  Wisconsin House Checks staff can assist with the tasks of follow up when harm to property and belongings has been identified.

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