RESPA 2 Protect Consumers Credit Repair Nerds Wisconsin

RESPA is the Real Estate Settlement Procedures Act.  RESPA is administered through the Consumer Financial Protection Bureau. The important activity being enforced is a good faith estimate of closing costs.

A typical list of closing services that can generate an expense includes:

- application fees
- title examination
- abstract of title
- title insurance
- property survey fees
- preparing deeds
- mortgage
- settlement document
- attorney fee
- recording fee
- notary
- appraisals
- credit report fees

The good faith estimate should list each anticipated cost as an approximate amount or a range.  The borrower should receive the good faith estimate within 3 days of application.


Credit Repair Nerds Wisconsin https://homecarepath.sharepoint.com/Pages/CreditRepairNerdsWisconsin.aspx  works with a consumers credit information to fix reported history and improve the scores.  We are in the business of managing your credit report to improve your borrowing outcome. 

Home Care Path celebrates 5 years of successfully serving seniors in  Central Wisconsin

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 Home Care Path  www.homecarepath.com and the Wisconsin PATH ALONG model deliver an advanced supportive care service.  Helping seniors in the home, with clinic visits, at the hospital, nursing home and assisted living facility.  Helping seniors downsize with a move in to an adult child's home. 2015 rates are 20.00 per hour.  Simply call 608-432-4286 to schedule an interview.  We can be there when you are working.  We accept long term care insurance.  Services can be tax deductible.  Help with resources and the transition from private payment to public funded programming.  Valuing home and human life