Thursday, December 31, 2015

RAISE Family Caregivers Act Wisconsin Credit Repair Nerds

H.R. 3099 RAISE Family Care Givers Act was introduced to the House of Representatives on July, 16, 2015.  RAISE stands for -recognize- assist- include- support- engage.  This is now in motion with the House Education and the Work Force Committee.  This implements a National Family Care Giver Strategy.

This legislation directs the Department of Health and Human Services (HHS) to develop, maintain, and periodically update a national family care giver strategy.  This by design promotes person and family centered care.

Federal funded programming will be required to demonstrate how their local delivery efforts align with the National Family Care Giver Strategy initiatives.  This will involve collaboration with labor and work force regulations that promote employment for family care givers.

Wisconsin will be working within this federal paradigm as they implement the new Family Care/IRIS 2.0.  This involves securing a federal waiver to authorize Integrated Health Agencies to administer the benefits through insurance regulated licensure.

Wisconsin Credit Repair Nerds delivers a service that fixes an individuals credit report to improve their borrowing outcome.  Wisconsin Credit Repair Nerds works with the information on file to improve the presentation of an individuals credit report.

This simple link facilitates immediate access to a trusted credit repair service
 https://homecarepath.sharepoint.com/Pages/PrestageStudyWisconsinCreditRepairNerds.aspx

Wisconsin Credit Repair Nerds Provides:

- pre-staging process to save consumers time
- incremental pricing to better fit your budget
- each individual receives their own secure online portal
- person to person help from down to earth staff

email: lkutzke.crn@gmail.com

For a blog with free access that delivers credit repair information
http://homecarepathseniorcare.blogspot.com/

Wednesday, December 30, 2015

Encryption Word For 2016 Wisconsin Credit Repair Nerds

Expect to hear a lot about encryption in 2016.  Encryption is a term describing tasks to secure data.  To access an encrypted file you need to know the secret key or password which when entered opens the information - decrypting it. Encrypted data has been called cipher text.  Plain text has been called unencrypted data.

Encrypting file systems are technological products that can be employed to allow selected files to be transparently encrypted to protect data from individuals with physical access to company computers.  The systems software can scramble the file contents making it unreadable. 

Legislators are challenged to create policy that supports a balance between individual privacy regulations and community security.  Expect to hear more about encryption in 2016.

Wisconsin Credit Repair Nerds delivers a service that fixes an individuals credit report to improve their borrowing outcome.  Wisconsin Credit Repair Nerds works with the information on file to improve the presentation of an individuals credit report.

This simple link facilitates immediate access to a trusted credit repair service
 https://homecarepath.sharepoint.com/Pages/PrestageStudyWisconsinCreditRepairNerds.aspx

Wisconsin Credit Repair Nerds Provides:

- pre-staging process to save consumers time
- incremental pricing to better fit your budget
- each individual receives their own secure online portal
- person to person help from down to earth staff

email: lkutzke.crn@gmail.com

For a blog with free access that delivers credit repair information
http://homecarepathseniorcare.blogspot.com/ 

Tuesday, December 29, 2015

CRISPR Gene Therapy Wisconsin Credit Repair Nerds

CRISPR is Clustered Regularly Interspaced Short Palindromic Repeat first used in 2002. 
Palindromic means reads same backward as forward.  This is repeated DNA sequences in bacteria and other microorganisms.  The research focus being on utilization of clustered repeats. 

CRISPR's are believed to protect bacteria and other single celled organisms from viruses.  Incorporating microscopic aspects of viral invaders resulting in an acquired immunity.  CRISPR's are viewed as a tool for editing DNA- performing genetic modification.

CRISPR's are instrumental when removing or inserting to cause a purposeful change within a sequence of specific genes.  This research will produce new interventions for treating disease. Humanity as a whole is at different levels of accepting the idea of scientifically modifying genes.

Cosmetic or controversial health driven treatment providers are increasingly checking information on credit reports with their eligibility assessment process.  Wisconsin Credit Repair Nerds delivers a service that fixes an individuals credit report to improve their borrowing outcome.  Wisconsin Credit Repair Nerds works with the information on file to improve the presentation of an individuals credit report.

This simple link facilitates immediate access to a trusted credit repair service
 https://homecarepath.sharepoint.com/Pages/PrestageStudyWisconsinCreditRepairNerds.aspx

Wisconsin Credit Repair Nerds Provides:

- pre-staging process to save consumers time
- incremental pricing to better fit your budget
- each individual receives their own secure online portal
- person to person help from down to earth staff

email: lkutzke.crn@gmail.com

For a blog with free access that delivers credit repair information
http://homecarepathseniorcare.blogspot.com/  

Monday, December 28, 2015

Ford Google Driverless Car Wisconsin Credit Repair Nerds

With Ford Motor Company working with Google Technology the idea of driverless vehicles seems to have gone from the research lab in to the main street conversations.  This gives the traditional auto manufacturing a brand spanking new picture of push button mobility. 

The consumer population is beginning to accept the next step for the powerful auto industry is self driving vehicles.  Ford will license Google's self driving software and these two companies will jointly test vehicles on public roads.

The competition is expected to be intense.  This will require assembling infrastructure that can produce a product within the low margin.  This is a shift in the entire market which will start to support a sharing economy.  A huge advancement with a lot of change.

Wisconsin Credit Repair Nerds delivers a service that fixes an individuals credit report to improve their borrowing outcome.  Wisconsin Credit Repair Nerds works with the information on file to improve the presentation of an individuals credit report.

This simple link facilitates immediate access to a trusted credit repair service
 https://homecarepath.sharepoint.com/Pages/PrestageStudyWisconsinCreditRepairNerds.aspx

Wisconsin Credit Repair Nerds Provides:

- pre-staging process to save consumers time
- incremental pricing to better fit your budget
- each individual receives their own secure online portal
- person to person help from down to earth staff

email: lkutzke.crn@gmail.com

For a blog with free access that delivers credit repair information
http://homecarepathseniorcare.blogspot.com/  

Sunday, December 27, 2015

Family Care Supports Economy Wisconsin Credit Repair Nerds

Wisconsin Family Care is an organized public health approach to preventing symptom exacerbation while managing chronic disease processes.  The activity extends life expectancy, supports household budgets, and strengthens local attributes of the economy.

Yesterday was the Family Care Program, the IRIS Program, and the Wisconsin Partnership Program.  Tomorrow is the New Family Care /IRIS 2.0 which pulls 55 thousand beneficiaries in to a brand new system that integrates long term care, acute care, and primary care.  Today is the Family Care Transition. 

Health Care Experts can interpret policy created from legislative law to indicate 2016 is the year of the Family Care Health Transition.  Home Care Path is leveraging technology to communicate emerging operations across the State of Wisconsin to effectively place community participants in their location within the steps of the transition. This is a health care intervention at the community level to improve the populations engagement with the transition.

Care Management Organizations have lost staff to employers that can offer longevity.  Care Management Organizations have closed offices  (down size)  announcing the merging of locations.  Community vendor providers have limited intake to reduce exposure to loss between programs.  DHS describes the data as showing less applicants meeting program eligibility.  This identifies visible attributes as evidence for the disassembling of the old structures of Family Care, IRIS, and Wisconsin Partnership. 

The New Family Care Program is assembling structure to give a more comprehensible form to the operation of this pubic health intervention.  Consider this incomplete list of contributions to the construct tasks with the active transition.

CONSUMER
service access
continuity of care
care quality
dual Medicare- Medicaid

PROVIDER
how contract
service readiness
care assurance
reimbursement rate

INTEGRATED HEALTH AGENCY
how complete claim
network adequacy
performance measures
capitated rate

This is the largest health care transition Wisconsin has ever seen.  Communities have the responsibility of understanding how to be certain families needing this help are able to benefit from the delivery.  Home Care Path includes access to a credit repair service in the delivery of  their integrated senior living solutions

Wisconsin Credit Repair Nerds works on the presentation of your information on the credit report which can improve your borrowing outcome when purchasing a newer vehicle.  This simple link facilitates immediate access to a trusted credit repair service
 https://homecarepath.sharepoint.com/Pages/PrestageStudyWisconsinCreditRepairNerds.aspx

Wisconsin Credit Repair Nerds Provides:

- pre-staging process to save consumers time
- incremental pricing to better fit your budget
- each individual receives their own secure online portal
- person to person help from down to earth staff

email: lkutzke.crn@gmail.com

For a blog with free access that delivers credit repair information
http://homecarepathseniorcare.blogspot.com/

Saturday, December 26, 2015

Wisconsin New Family Care Transition Readmission Risk

The entire community is tuning in to the State of Wisconsin transition to the new Family Care program.  Home Care Path is structuring a template to aid in communicating where the participants are in the transition.  The new Family Care program will pull 55 thousand beneficiaries in to a brand new system that integrates long term care, acute care, and primary care.

The new Family Care beneficiary will need to know:
- How to access service
- The availability of continuity of care to best meet changing needs
- How the quality of the care is measured
- How those with both Medicare and Medicaid benefit from the service

The new Family Care provider will need to know:
- How to contract with the authorized Integrated Health Agencies
- Staffing level and training required to evidence service readiness
- Mandatory reporting to demonstrate care assurance
- Range of reimbursement rates

The new Family Care Integrated Health Agency will need to know:
- Details of claims process and payment schedule
- Number of contracts per discipline to demonstrate network adequacy
- How payment is defined across measures of performance
- Capitated rate benchmarks along continuum of care

This structure is designed to assist Wisconsin participants understand where the process is within this ongoing new Family Care program transition.  From a community health view this is the biggest care transition the State has ever faced and the risk is increased hospital readmissions.  Understanding the above aspects of the new Family Care program transition is expected to help reduce individual incidence of re-hospitalizations across the State of Wisconsin.  This is an intervention on the community level designed to strengthen the hand off and maintain health services while observing fiscal integrity.

HOME CARE PATH - Integrated senior living solutions
   Bring it all within reach
   Elder Care Assistants 20/hr             RN Care Planning 59/hr
   Home Pet Visits 19.99/30 min        Reducing Home Contents 20/hr
   Credit Repair Nerds 399-699-999 
   Home Care Path License Program Biz Op
SERVING WISCONSIN FAMILIES SINCE 2010
Contact- call or text 608-432-4286
email- lkutzke@homecarepath.onmicrosoft.com

lkutzke.crn@gmail.com



Friday, December 25, 2015

Lyft Rides Wisconsin Credit Repair Nerds

Lyft was launched in 2012 and maintains head quarters in San Francisco, California.  Lyft uses technology to connect drivers (independent contractors) with cars to passengers that need a ride to a known destination.  This facilitates a network approach to as needed transportation across the community.

For drivers Lyft includes a back ground screening process, access to insurance plans, and leads for riders.  This lists some of the participants capable of benefitting in this multisided economic platform.  Auto insurance providers, auto dealers, phone service, and more can market across the network.

For riders Lyft begins by downloading the app to a phone and transmitting your credit card, paypal, or google wallet as a source of payment.  Through the Lyft app the rider requests a ride and is shown a drivers photo, car, and additional pertinent information.

Riders can use the Lyft calculator that has users enter a starting location and list the destination which calculates the cost for the ride.  Lyft is a unique model for improving access to transportation across hard to serve geographical areas.

Wisconsin Credit Repair Nerds works on the presentation of your information on the credit report which can improve your borrowing outcome when purchasing a newer vehicle.  This simple link facilitates immediate access to a trusted credit repair service
 https://homecarepath.sharepoint.com/Pages/PrestageStudyWisconsinCreditRepairNerds.aspx

Wisconsin Credit Repair Nerds Provides:

- pre-staging process to save consumers time
- incremental pricing to better fit your budget
- each individual receives their own secure online portal
- person to person help from down to earth staff

email: lkutzke.crn@gmail.com

For a blog with free access that delivers credit repair information
http://homecarepathseniorcare.blogspot.com/

Thursday, December 24, 2015

IRIS Vendors New Pay Cycle Every 2 Weeks

iLIFE performs payroll and taxes for clients and care staff enrolled in IRIS.  IRIS is a Medicaid waiver program with a focus on self directed long term care supports.

Beginning in February 2016 iLife will pay every two weeks.  This is similar to the pay cycle FMS Accounting performs for Home Care Path Wisconsin's integrated senior living solutions provider.  FMS Accounting performs payroll and handles taxes on a two week schedule.

This uniformity is an industry wide trend preparing for the State wide transition to an Insurance Plan delivery of the Family Care population.

HOME CARE PATH - Integrated senior living solutions
   Bring it all within reach
   Elder Care Assistants 20/hr             RN Care Planning 59/hr
   Home Pet Visits 19.99/30 min        Reducing Home Contents 20/hr
   Credit Repair Nerds 399-699-999 
   Home Care Path License Program Biz Op
SERVING WISCONSIN FAMILIES SINCE 2010
Contact- call or text 608-432-4286
email- lkutzke@homecarepath.onmicrosoft.com

lkutzke.crn@gmail.com 

Wednesday, December 23, 2015

Home Building Expansive Wisconsin Credit Repair Nerds

Banking economy analysis's forecast new housing construction will average 1.28 million in 2016.  Building permits reported an 11 percent rise in November 2015. 

Calculations published by the Commerce Department indicate new housing construction - both homes and apartment complexes climbed 10.5 percent last month.  The 2016 forecast describes an expectation of movement from college dorms to available rentals, and previous renters on to first time home buyers, and existing home owners moving to newly constructed speculative dwellings.

The Commerce Department lists October 2015 newly constructed median home sales price of 281.500.00.  The National Association of Realtors indicate families are willing to contribute an additional 61,900.00 for a newly constructed dwelling verses an existing home. 

Growth in construction of  home and apartment buildings is on schedule for a strong 2016.  Wisconsin Credit Repair Nerds delivers a service that fixes an individuals credit report to improve their borrowing outcome.  Wisconsin Credit Repair Nerds works with the information on file to improve the presentation of an individuals credit report.

This simple link facilitates immediate access to a trusted credit repair service
 https://homecarepath.sharepoint.com/Pages/PrestageStudyWisconsinCreditRepairNerds.aspx

Wisconsin Credit Repair Nerds Provides:

- pre-staging process to save consumers time
- incremental pricing to better fit your budget
- each individual receives their own secure online portal
- person to person help from down to earth staff

email: lkutzke.crn@gmail.com

For a blog with free access that delivers credit repair information
http://homecarepathseniorcare.blogspot.com/

Tuesday, December 22, 2015

IRA Required Minimum Distribution Wisconsin Credit Repair Nerds

The end of the year and approaching tax time brings reminders of the required minimum distribution for a traditional IRA - individual retirement account.  Regulations require individuals with a traditional IRA to make mandatory withdrawals at age 70.5.  This withdrawal can be taxable with your ordinary income tax rate.

Some transition money before retirement from their traditional IRA over to a Roth IRA.  These funds would not be included in your traditional IRA when you reach 70.5 and are made to withdraw.  The funds you transition will be taxed at ordinary income tax rates the year you switch over.

Another idea is doing scheduled withdrawals from your IRA before reaching 70.5 even if you are not needing the money.  The regulation essentially requires you to withdraw more as your life expectancy decreases. This activity gets you ahead of the regulation.

Consumers can expect additional services designed to help manage your IRA assets throughout retirement to spring up.

Wisconsin Credit Repair Nerds delivers a service that fixes an individuals credit report to improve their borrowing outcome.  Wisconsin Credit Repair Nerds works with the information on file to improve the presentation of an individuals credit report.

This simple link facilitates immediate access to a trusted credit repair service
 https://homecarepath.sharepoint.com/Pages/PrestageStudyWisconsinCreditRepairNerds.aspx

Wisconsin Credit Repair Nerds Provides:

- pre-staging process to save consumers time
- incremental pricing to better fit your budget
- each individual receives their own secure online portal
- person to person help from down to earth staff

email: lkutzke.crn@gmail.com

For a blog with free access that delivers credit repair information
http://homecarepathseniorcare.blogspot.com/   

Monday, December 21, 2015

Auto Sales Strong December Wisconsin Credit Repair Nerds

Auto sales remain strong despite the Federal Reserve announcement to increase the interest rate a quarter of a percentage point.  This move will raise short term borrowing costs for banks.  This can require bank lenders to boost their interest rates. 

Lending research calculates that for a 25,000.00, five year car loan, a one quarter percentage point increase would raise monthly payments by 3 dollars.  This would translate to an additional 36 dollars per year in the household budget.

Cars continue to sell in record numbers, and the lower gas prices may be helping.

Wisconsin Credit Repair Nerds delivers a service that fixes an individuals credit report to improve their borrowing outcome.  Wisconsin Credit Repair Nerds works with the information on file to improve the presentation of an individuals credit report.

This simple link facilitates immediate access to a trusted credit repair service
 https://homecarepath.sharepoint.com/Pages/PrestageStudyWisconsinCreditRepairNerds.aspx

Wisconsin Credit Repair Nerds Provides:

- pre-staging process to save consumers time
- incremental pricing to better fit your budget
- each individual receives their own secure online portal
- person to person help from down to earth staff

email: lkutzke.crn@gmail.com

For a blog with free access that delivers credit repair information
http://homecarepathseniorcare.blogspot.com/  

Sunday, December 20, 2015

Can Wisconsin Medicaid Eliminate 3 Million Baths

David Wahlberg with the Wisconsin State Journal on December 20, 2015 reported Health Officials expect to reduce personal care spending by 27 million dollars.  This is the expected result of implementing independent personal care assessments. 

27 million divided by the 16.00 per hour reimbursed to the contracted staffing agency represents about 1, 687, 500. 00 hours.  We can wheel the numbers to lend some insight to the Department of Health Services projections. 

This means the elimination of 3,375,000.00 thirty minute baths.  This is over 3 million 30 minute baths. OR-

This means the elimination of 5,062,500.00 twenty minute meals.  This is over 5 million 20 minute meals. OR-

This means the elimination of 6,750,000.00 fifteen minute toileting.  This is over 6 million 15 minute trips to a toilet. 

This is an important forecast for community long term care planners.  The legislative supported policy seems to require a lengthening of time at the supportive home care level. 

(__________________)                                        
  Longer Supportive Care Private Pay        

(____)
Very Short Public Paid Personal Care   and on to

 (____________..................)
 Inpatient Nursing Home

This seems to continue to push acuity down the continuum of care to facilitate maximum delivery at the lowest cost. 

HOME CARE PATH - Integrated senior living solutions
   Bring it all within reach
   Elder Care Assistants 20/hr             RN Care Planning 59/hr
   Home Pet Visits 19.99/30 min        Reducing Home Contents 20/hr
   Credit Repair Nerds 399-699-999 
   Home Care Path License Program Biz Op
SERVING WISCONSIN FAMILIES SINCE 2010
Contact- call or text 608-432-4286
email- lkutzke@homecarepath.onmicrosoft.com

lkutzke.crn@gmail.com

Wisconsin Family Care Program Experiencing HUGE Change

The Wisconsin Family Care Program is experiencing huge change.  This is a top down response to a data review that demonstrated a much larger need than the fund could effectively support.  The aging of the population produces a consistent need for additional help of another within many households across the large State of Wisconsin.

Legislation moves the Wisconsin long term care Family Care program from a (CMO) Care Management Organization administered service to a Health Insurance plan model of delivery. The day the legislative change was published the existing Family Care Program began to disassemble. 

The Care Management Organizations began internal strategies to limit acceptance of new intakes.  The Care Management Organization staff has been leaving to employment with other companies that can assure some longevity.  The Care Management Organizations have closed several locations.

The Care Management Organizations describe the closing of locations as a planned merging of offices across the service area.  The State of Wisconsin Department of Health Services describes this activity as less need and changes related to the States announcement of adapting an Independent Appointed Agency to conduct need assessments.

These are predictable events set in motion with the legislative changes.  This is just a glimpse of how these huge changes are appearing within the Family Care Program service area. 

HOME CARE PATH - Integrated senior living solutions
   Bring it all within reach
   Elder Care Assistants 20/hr             RN Care Planning 59/hr
   Home Pet Visits 19.99/30 min        Reducing Home Contents 20/hr
   Credit Repair Nerds 399-699-999 
   Home Care Path License Program Biz Op
SERVING WISCONSIN FAMILIES SINCE 2010
Contact- call or text 608-432-4286
email- lkutzke@homecarepath.onmicrosoft.com

lkutzke.crn@gmail.com

Saturday, December 19, 2015

Baxalta BXLT Wisconsin Credit Repair Nerds

Baxalta is a biopharmaceutical company trading about 38 dollars per share under the symbol BXLT.  Baxalta separated from Baxter International in July 2015 with Headquarters in Bannock Illinois. 
Despite the stock market being hammered BXLT seems to be performing well.

Baxalta employs a progressive approach to creating and marketing treatments for under served medical conditions.  The technological aspects being implemented in the assessment portion of the providers delivery to include evidence based gene therapy.  Research and development encompass therapies for hematology, pulmonology, immunology, and oncology. 

Baxalta reports 6 billion dollars in assets and a global market reach.  Baxalta appears to be positioned to fare well across the rapidly changing medical industry. 

Wisconsin Credit Repair Nerds delivers a service that fixes an individuals credit report to improve their borrowing outcome.  Wisconsin Credit Repair Nerds works with the information on file to improve the presentation of an individuals credit report.

This simple link facilitates immediate access to a trusted credit repair service
 https://homecarepath.sharepoint.com/Pages/PrestageStudyWisconsinCreditRepairNerds.aspx

Wisconsin Credit Repair Nerds Provides:

- pre-staging process to save consumers time
- incremental pricing to better fit your budget
- each individual receives their own secure online portal
- person to person help from down to earth staff

email: lkutzke.crn@gmail.com

For a blog with free access that delivers credit repair information
http://homecarepathseniorcare.blogspot.com/ 

Friday, December 18, 2015

Rush 2 Beat Gradual Increase Wisconsin Credit Repair Nerds

Wisconsin Credit Repair Nerds has received an increased number of consumers demanding service secondary to the Federal Reserves announcement of gradual interest rate elevation.  Families are preparing to make that large purchase prior to the next interest rate increase.

Wisconsin Credit Repair Nerds has strengthened internal online applications to facilitate a web based delivery.  This accommodates consumers residing in a larger service area described as a region.  Wisconsin Credit Repair Nerds has leveraged technological advancements to help manage the cost to consumers.   Simply , the cost for our service is very visible, and remains consistent in an effort to communicate the higher standard.

We combine practical education with a strong software deletion process.  This improves quality while providing families with limited time the ability to benefit from our service.  Our entire focus is on the art of improving the presentation of an individuals information on the credit report.  The strategies are evidence based, meaning proven to work effectively. 

Need your credit report fixed- Give Wisconsin Credit Repair Nerds a try.  You can make it happen from the comfort of your own home.

Wisconsin Credit Repair Nerds delivers a service that fixes an individuals credit report to improve their borrowing outcome.  Wisconsin Credit Repair Nerds works with the information on file to improve the presentation of an individuals credit report.

This simple link facilitates immediate access to a trusted credit repair service
 https://homecarepath.sharepoint.com/Pages/PrestageStudyWisconsinCreditRepairNerds.aspx

Wisconsin Credit Repair Nerds Provides:

- pre-staging process to save consumers time
- incremental pricing to better fit your budget
- each individual receives their own secure online portal
- person to person help from down to earth staff

email: lkutzke.crn@gmail.com

For a blog with free access that delivers credit repair information
http://homecarepathseniorcare.blogspot.com/ 

Thursday, December 17, 2015

Fed Reserve Communicates GRADUAL Wisconsin Credit Repair Nerds

The primary focus of the Federal Reserves communication is GRADUAL.  Federal Reserve rates have been stagnant since December 2008.  On December 2015 the Federal Reserve key interest rate is now listed 0.25% to 0.5%.

This is a raise of 0.25% in the range on the Federal Reserve key interest rate.  This gives the lending community a perceptive lift in the value of the product (money to borrow) they market to economic participants.

Consumers will continue to benefit from an improved credit report as the lending community gradually raises the cost (interest rate) of borrowing money.

  Wisconsin Credit Repair Nerds delivers a service that fixes an individuals credit report to improve their borrowing outcome.  Wisconsin Credit Repair Nerds works with the information on file to improve the presentation of an individuals credit report.

This simple link facilitates immediate access to a trusted credit repair service
 https://homecarepath.sharepoint.com/Pages/PrestageStudyWisconsinCreditRepairNerds.aspx

Wisconsin Credit Repair Nerds Provides:

- pre-staging process to save consumers time
- incremental pricing to better fit your budget
- each individual receives their own secure online portal
- person to person help from down to earth staff

email: lkutzke.crn@gmail.com

For a blog with free access that delivers credit repair information
http://homecarepathseniorcare.blogspot.com/