The credit freeze blocks the Credit Bureaus from releasing information from your credit report to lenders and other businesses without your permission. This prevents another from using your personal information to fraudulently open a credit card or cell phone account in your name. Most lenders will not issue credit without first viewing the credit report so identity thieves are locked out.
There are 3 main Credit Bureau's (Trans Union, Equifax, Experian) and each must be contacted to freeze your credit report. Experian records 160, 639 credit freezes for all of 2014. As of October 2015 Experian records 433,588 credit freezes.
The increased requests for credit freezes can be expected due to the more than 100 data breaches that have been reported this year. Once you freeze your credit report you will eventually need to lift that freeze. Today getting insurance, renting space, hooking up to a utility, or getting a cell phone can mean the seller will want to view your credit report.
Wisconsin Credit Repair Nerds delivers a service that fixes an individuals credit report to improve their borrowing outcome. Wisconsin Credit Repair Nerds works with the information on file to improve the presentation of an individuals credit report.
This simple link facilitates immediate access to a trusted credit repair service
https://homecarepath.sharepoint.com/Pages/PrestageStudyWisconsinCreditRepairNerds.aspx
Nerds Provides:
- pre-staging process to save consumers time
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- each individual receives their own secure online portal
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: lkutzke.crn@gmail.com
For a blog with free access that delivers credit repair information
http://homecarepathseniorcare.blogspot.com/
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