To help you minimize this fear the media hype has created- existing health plan holders will receive a renewal choice offer in the mail. The insurance company will encourage policy holders who would normally renew in January 2014 to September 2014 an opportunity to lock in at a lower rate by December 2013. You are renewing December 2013 to avoid rate increases anticipated with the Affordable Care Act in 2014.
Say you carry a catastrophe plan with high deductible for about 132.24 per month. The renewal choice offer may contract at 150.07 per month for one year for similar benefits. This right out of the chute offer lacks an obvious point of comparison the Federal Health Exchange Marketplace has taught us we so desperately need.
October 1, 2013 will begin the busiest annual policy renewal season in the health insurance industry. Any consumers that can be locked in (served and retained) by December 2013 through a renewal choice offer lessens the labor required to serve this influx of changing plans.
Most health care consultants would advise you to check the marketplace to determine eligibility for subsidized coverage and tax credits, prior to making a choice. This would involve having access to the information needed to make the best choice for yourself and the family.
Home Care Path encourages readers to continue to follow this issue as it unfolds in the next few months.
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Web site www.homecarepath.com
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Blog http://homecarepathseniorcare.blogspot.com/
Home Care Path www.homecarepath.com and the Wisconsin PATH ALONG model deliver an advanced supportive care service. Helping seniors in the home, with clinic visits, at the hospital, nursing home and assisted living facility. Helping seniors downsize with a move in to an adult child's home. 2013 rates are 20.00 per hour. Simply call 608-432-4286 to schedule an interview. We can be there when you are working. We accept long term care insurance. Services can be tax deductible. Help with resources and the transition from private payment to public funded programming. Valuing home and human life
Home Care Path www.homecarepath.com and the Wisconsin PATH ALONG model deliver an advanced supportive care service. Helping seniors in the home, with clinic visits, at the hospital, nursing home and assisted living facility. Helping seniors downsize with a move in to an adult child's home. 2013 rates are 20.00 per hour. Simply call 608-432-4286 to schedule an interview. We can be there when you are working. We accept long term care insurance. Services can be tax deductible. Help with resources and the transition from private payment to public funded programming. Valuing home and human life
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