The hot new concept in elder care is called "Linking". The linking trend is evidence of the message repeated by long term care planning committees -The Experience of Aging Does Not Display Needs An Individual Discipline Can Effectively Meet On Their Own - is reaching critical mass.
Linking is the trend that helps address the elder care need which is best met by another being there.
Simply more and more people have started to understand the aging across the United States is creating changes we need to pay attention to. The underlying message is "be there". So, the direction of operating industries is to facilitate the right level of assistance for the senior when needed. Industries are shaping their products to support another person "being there" to help the elder.
The fact that an elder requires another to "be there" has produced a solution style trend called "linking". Linking is an industries means of participating in the support for our aging population. Linking is born of the understanding that families are scattered and senior's need someone to be there.
DIVESTMENT and LINKING
Insurance and Real Estate industries are developing technological connections that ease a families ability to divest to help convert household resources that can support needed elder care. The linked benefit process involves cashing in a life insurance product to allow the living elder to benefit from the policy. The insurance industry is crafting linked benefit products that contain a long term care benefit. Real Estate providers link families to reverse mortgage solutions or procurement of home equity capital to support long term care needs. Apps that deliver these types of solutions will soon be common place.
INPATIENT and LINKING
Inpatient is a hospital or nursing home stay. The insurance industry using legislative regulations has eliminated reimbursement for re-admissions and limited inpatient benefits. This has incentivized the inpatient providers to strengthen direct links of community support for inpatient community members. The inpatient service is designed for acute care delivery. Beyond the hospital or nursing home all the non-medical supports are necessary to successfully recover and reduce the need for a readmission. This new health care model has inpatient providers strengthening direct links to the services available in the community to help support the discharging patient.
COMMERCE and LINKING
The National landscape involves geographical areas rich with commerce and geographical areas of diminished commerce. Areas rich with commerce typically have more resources available for the aging population. Areas of diminished commerce are desperately forging links to innovative elder care delivery providers to bolster access to service and assure adequate care. Without the links to support discharged patients in the community with non-medical care the risk is a loss of a local hospital location. The discharged patients unable to be supported in the community return to the hospital to receive non-reimbursed care. Local community hospital providers do not have the budget to deliver the non-reimbursed care and the location risks being closed.
PUBLIC and PRIVATE LINKING
Public programs help pay for elder care when the seniors financial income and cognitive and physical functional deficits reach the pre-determined measured levels. Public programming is increasingly dependent upon the participation of private provision to adequately meet the care needs identified in the comprehensive long term care plan. Elder care involves the simultaneous participation of both public pay sources of care and private pay sources of care. The care coordinator is challenged to link public and private provision to keep the household intact- safe. This has fostered integration of services that can maintain care for individuals who transition from private payment to public programming.
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