A department called the Office of Comptroller of the Currency operates within the United States Department of Treasury. The Comptroller of the Currency is appointed by the President and approved by the United States Senate.
The Office of Comptroller of the Currency tracks the percent of mortgages reporting as current. Performance is a measure of repayment within the defined time frame. The Office of Comptroller of the Currency publishes a quarterly report on mortgage performance- the timeliness of loan repayment.
The 2nd quarter of 2015 calculated 93.8 as the percent of mortgages reporting as current. This calculation can be compared to the 92.9 percent of mortgages reporting as current one year earlier. This would lend evidence for improvement in the performance of mortgage lending.
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