Wisconsin banks reported a total of 140.3 billion in deposits as of June 30, 2015. Insured against loss through (FDIC) the Federal Deposit Insurance Corporation. The Wisconsin Bankers Association identified this calculation as the highest level of bank deposits on record for the past 5 years.
This translates to state wide deposit growth. Liquidity typically accompanies deposit growth. These are economic characteristics utilized to describe financial health across the State of Wisconsin.
Analysis questions consumers increasing bank deposits in light of lower interest rates.
Researchers perceive security as a consumer value when comprehending this greater bank deposit activity. Simply, are consumers choosing to store money in a secure vessel like a savings account. These collected numbers are used by banking staff to better understand the banks share of the larger market being served.
Adequate deposit levels can support bank lending departments. This can improve individual access to a loan and be beneficial to business models that pull consumer credit reports.
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