The Credit Industry is exploding as Credit Bureau's struggle to produce ample data capable of supporting the online multi-sided economic platforms communicating in real time with consumers.
The Credit Industry has declared the information in the credit report belongs to the individual. Consumers are instructed to key in frequently to the online multi-sided economic platform as a means to strengthen user numbers on advertising presentations.
In 2010 Facebook purchased Friendster and a patent describing a design for an authorization and authentication based on an individuals social network came with the purchase. Facebook has been granted an updated patent from the United States Patent Office. The patent involves graphic nodes that assimilate relationship with fiscal integrity and presumes authenticating a member of the social network for access to a loan.
This appears to be organization of confirmative attributes across varied exchanges of information to produce a product businesses would find value in. Could Facebook mine collected information, organize to add value, and monetize by marketing to businesses looking for packages constructed from authorizing and authenticating personal data banks.
These large online multi-sided economic platforms are hungry for credit industry content to display in new ways to hold consumer interest. Facebook certainly has the data to keep a program researcher happy when forging an informatics application capable of feeding the evolving credit industry activity. Currently Facebook has not employed the patent in this fashion. But Credit Industry Professionals cannot help from asking if it would be possible.
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