Trade Lines Communicate Loss Events Credit Repair Nerds Wisconsin

Trade Lines is another word used by the credit industry for accounts.  The Credit Bureaus list your accounts (trade lines) on the credit report.  Types of trade lines include bank cards, vehicle loans, mortgages and more.

Lenders submit information for each of the trade lines to the collection and storage departments within the Credit Bureau.  The reporting of each trade line involves analysis of date account opened, credit or loan limit, account balance, and payment history. 

Credit Repair Nerds Wisconsin https://homecarepath.sharepoint.com/Pages/CreditRepairNerdsWisconsin.aspx has defined the correlation that exists between loss events and changes in trade lines.  This is a list of some loss events:

- Business closure
- Death
- Divorce
- Job loss
- Hospitalization
- Disabling effects of chronic disease processes
- Fire and Flood
- Motor vehicle accident

Loss events are unexpected life experiences that can visit Wisconsin families through no fault of their own.  These loss events disrupt the house hold budget.  These rapid changes can result in less available revenue in the home to meet payments in a timely manner.

Lenders then report changes in the frequency of received money which is then listed by the Credit Bureau on your credit report under the trade lines category.   Credit Repair Nerds www.creditrepairnerds.com understands public policy mandates the individual consumer's right to accuracy. 

Credit Repair Nerds Wisconsin utilizes an established process that works with a consumer's credit information to fix reported history and improve scores.  This improves access to lending options.

Everyone is at risk of experiencing a loss event which changes the credit report trade lines and leaves them in need of the very important service Credit Repair Nerds provides.   Credit Repair is about improving a families access to credit to better meet household needs.

Home Care Path celebrates 5 years of successfully serving families in  Wisconsin

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 Home Care Path  www.homecarepath.com and the Wisconsin PATH ALONG model deliver an advanced supportive care service.  Helping seniors in the home, with clinic visits, at the hospital, nursing home and assisted living facility.  Helping seniors downsize with a move in to an adult child's home. 2015 rates are 20.00 per hour.  Simply call 608-432-4286 to schedule an interview.  We can be there when you are working.  We accept long term care insurance.  Services can be tax deductible.  Help with resources and the transition from private payment to public funded programming.  Valuing home and human life