Saturday, July 25, 2015

Maxed Out First Spoken Credit Repair Nerds Wisconsin

Maxed out has been used to explain when an individual has utilized- borrowed all their available credit on their charge card.  Each card typically lists the borrowing limit.  If your card has a 500.00 limit and you purchase a 300 dollar tablet you have 200 dollars of available credit left.

If your card has a 500.00 limit and you purchase a 500.00 TV you have no more available credit on this card.  You have maxed out - borrowed all your available credit on this card.  This speaks to credit utilization in the context of an individuals credit report.  The formula employed in calculating a credit report considers current card balance (owed) in relation to the listed credit limit as of the last scoring date performed by the Credit Bureau. 

Many industry historians agree the first credit card was employed by Diners Club Incorporated in 1950.   The term maxed out is believed to have been spoken with the borrowing that took place after these cards were issued in the year 1950. 


Credit Repair Nerds Wisconsin https://homecarepath.sharepoint.com/Pages/CreditRepairNerdsWisconsin.aspx  works with a consumers credit information to fix reported history and improve scores.  We are in the business of managing your credit report to improve your borrowing outcome.

Home Care Path celebrates 5 years of successfully serving families in Wisconsin

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 Home Care Path  www.homecarepath.com and the Wisconsin PATH ALONG model deliver an advanced supportive care service.  Helping seniors in the home, with clinic visits, at the hospital, nursing home and assisted living facility.  Helping seniors downsize with a move in to an adult child's home. 2015 rates are 20.00 per hour.  Simply call 608-432-4286 to schedule an interview.  We can be there when you are working.  We accept long term care insurance.  Services can be tax deductible.  Help with resources and the transition from private payment to public funded programming.  Valuing home and human life

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