CCRC In Transition Home Care Path

CCRC is a Continuing Care Retirement Community usually located near a local hospital. CCRC's seemed like a way for seniors to live out their golden years. The senior sold the house and invested in a leased dwelling (one time fee good for life from about 200k and up) to have lodging, daily meal, housekeeping, help with care and transportation. Along with the large one time fee, seniors were charged a monthly fee (usually about 2500.00 and up). The senior was then served through independent living, assisted living, or a nursing home setting as needs progressed.

Longer lives and increased health care costs have required CCRC's to change. The traditional models of care, independent living, assisted living, and nursing home can no longer be sold as an all inclusive package. CCRC's have introduced a more pay as you go plan. The service is limited, and the senior pays extra as needs develop.

This change has required financial and health adviser's to invest more time understanding the CCRC transition taking place. No two CCRC's match up exactly in pricing, services, and amenities. Monthly fees are not fixed, and rise annually. Skilled nursing care (higher cost) may not be covered by the payment options offered. The CCRC may have a nursing service available for additional cost.

Where you are is not where you end up. Seniors served as independent living, assisted living, or nursing home will be located in separate wings of the building. When you need assisted living, you will be moved (change in residence) from the independent living wing, over to a dwelling that provides additional service. Managment and staff change as time goes by. The menu, daily prepared food can change. The available activities can change.

The best thing about the Continuing Care Retirement Community (CCRC) is the additonal choices, options it affords the senior community. The simple package deal has been replaced with a variety of option plans. The senior and family are challenged to make an informaed decision as to the most beneficial long term choice.

Home Care Path www.homecarepath.com is a provider of nonmedical in home custodial care staffing serving south central Wisconsin. Staff provide companionship, meal preparation, medication reminders, light housekeeping, and errands to help seniors remain safe in their own homes.