After the funeral family will have to face the task of paying the deceased's final bills. taxes, and debts. This begins with applying for survivor's benefits. You will need a certified copy of the death certificate, insurance policy numbers, and proof that you are the beneficiary. You may need to file a claim to the following sources of income and savings.
cash on hand
checking accounts
savings accounts
employer paychecks
company pensions
life insurance policies
individual or group health insurance
accident insurance
disability income insurance
long term care insurance
private association and fraternal insurance
annuities
retirement accounts
tax refunds
trusts
money owed
security deposits
social security benefits
veterans administration benefits
railroad retirement benefits
teacher's retirement benefits
civil service benefits
union benefits
There may be less obvious sources like frequent flyer miles, or some credit card companies may provide certain entitlement upon death. To collect the funds, the legal heirs will need to contact each individual source directly. Having the accompanying paper documents available when you contact can make things go smoother. Home Care Path www.homecarepath.com assists seniors with organizing important papers.
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