Wednesday, October 9, 2013

Health Insurance Products Saying Good Bye To Pre-Existing Condition

Pre-existing condition is a health condition that was diagnosed and or treated within six months prior to when the participant enrolled in the health insurance plan.  The pre-existing condition exclusion period was attached to most newly enrolled participants.  This means coverage could be excluded for a medical condition that existed prior to enrolling in the new health insurance plan.

After January 1, 2014 the pre-existing condition exclusion period will be a completely prohibited health insurance industry practice.  The health reform law prohibits the denial of coverage or charging higher premiums due to a pre-existing condition for plan and policy years beginning January 1, 2014.

As health care reform unfolds , expect communication to contain a variety of insurance industry terms and phrases. Home Care Path encourages viewers to follow the health reform roll out.

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 Home Care Path  www.homecarepath.com and the Wisconsin PATH ALONG model deliver an advanced supportive care service.  Helping seniors in the home, with clinic visits, at the hospital, nursing home and assisted living facility.  Helping seniors downsize with a move in to an adult child's home. 2013 rates are 20.00 per hour.  Simply call 608-432-4286 to schedule an interview.  We can be there when you are working.  We accept long term care insurance.  Services can be tax deductible.  Help with resources and the transition from private payment to public funded programming.  Valuing home and human life

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